Episode 81

This Is A Game-Changer: Earn Points & Miles On Your Mortgage with Mesa CEO Kelley Halpin (Ep. 81)

In this episode of Revolutionizing Your Journey, DeAndre Coke sits down with Kelley Halpin, founder of Mesa, to explore how this innovative financial platform is changing the landscape of homeownership. Mesa allows homeowners to earn points on their mortgage payments, turning one of life’s biggest expenses into an opportunity to earn rewards. Kelley shares how the Mesa Homeowner's Card works, its unique perks such as brand partnerships with Lowe's, and how the company is particularly focused on supporting modern homeowners, especially women.

The conversation also delves into the card’s no-fee structure, credit opportunities, and Mesa’s expanding travel rewards ecosystem, including recent transfer partners such as Aeroplan and SAS EuroBonus. With a focus on security, smart spending categories like daycare and home improvement, and a long-term strategy for expanding reward redemptions, Mesa positions itself as a game-changer for financially savvy homeowners and travelers alike.

Key Highlights:

  • Kelley's mission: Mesa was founded to make homeownership more rewarding and accessible.
  • Earning points on your mortgage: The Mesa Homeowner's Card allows cardholders to earn rewards on monthly mortgage payments.
  • Zero fees: The card carries no annual fee and no foreign transaction fees.
  • Key categories: Users can earn 3x points on categories like daycare and home improvement.
  • Partnerships: Mesa collaborates with brands like Lowe’s and Thumbtack for added value.
  • Monthly spend requirement: A $1,000 monthly spend unlocks mortgage reward eligibility.
  • Redemption options: Mesa points can be transferred to travel partners, including Aeroplan and SAS EuroBonus.
  • Security-first approach: Mesa prioritizes data protection and consumer privacy.
  • Future roadmap: Mesa is preparing for expanded offerings, more point partners, and travel-focused enhancements.



Make sure to check out the Mesa Homeowners Card – no annual fee, earns points on your mortgage, and comes with $800+ in home benefits!

Use the BoldlyGo referral link to get 5,000 bonus points if approved.

Or use the code to apply: pexaeh

All Mesa Homeowners Visa Cards are powered by Highnote and issued by Celtic Bank. Visa is a registered trademark of Visa Inc. All cards are subject to credit approval.

  1. Cardholder Agreement here
  2. Reward Terms and Conditions apply
  3. Benefit Terms and Conditions apply


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About the Podcast

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Revolutionizing Your Journey: Travel With Points & Miles
Revolutionizing Your Journey: Travel With Points & Miles

About your host

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DeAndre Coke

DeAndre Coke is a financial advisor and avid traveler with a passion for helping others explore the world affordably and luxuriously. Ranked by Forbes as one of Virginia’s top financial security professionals for two consecutive years, DeAndre brings his strategic mindset to his travel pursuits. Together with his fiancée, Taryn, he navigates the world of points and miles, uncovering the secrets of award travel to share with his audience.