Episode 83

From a 500 Credit Score to Nearly Free Travel: How Julian Rivera Built His Business Empire (Ep. 83)

In this inspiring episode of Revolutionizing Your Journey, DeAndre Coke sits down with Julian Rivera—DJ, real estate investor, and business mogul—to unpack his unique journey from the radio booth to building a thriving real estate and entrepreneurial empire. Julian shares how he’s strategically used credit cards and points to fuel his travel lifestyle and scale his business ventures. The conversation explores the power of networking, practical strategies for managing multiple credit cards, and lessons learned from navigating the pandemic. Packed with financial tips and entrepreneurial wisdom, this episode highlights how intentional planning, resilience, and the right credit card tools can completely reshape your personal and professional path.

Key Highlights:


  • From Airwaves to Assets: Julian transitioned from radio to real estate, showing the power of reinvention.
  • Network to Grow: Strategic networking and “getting in the room” helped propel his business growth.
  • Credit Card Mastery: Managing multiple cards allowed Julian to earn massive rewards while funding business needs.
  • Travel on Points: Julian has taken personal and business trips using points earned through everyday spending.
  • The “Entreploy” Mindset: Julian blends hustle and strategy to create sustainable income across ventures.
  • Real Estate Investment: He shares actionable insights for getting started and scaling in the real estate industry.
  • Pandemic Pivot: COVID-19 forced a reevaluation of goals and highlighted the importance of financial flexibility.
  • Practical Tips: Advice for entrepreneurs using credit cards wisely without falling into debt traps.
  • Rewards Beyond Travel: Points have also been reinvested into business development and lifestyle upgrades.
  • Long-Term Thinking: Julian’s success is rooted in patience, planning, and utilizing every available financial tool.



Resources:


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Check out the new Smart Travel Podcast!

This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:

Smart Travel Podcast

About the Podcast

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Revolutionizing Your Journey: Travel With Points & Miles
Revolutionizing Your Journey: Travel With Points & Miles

About your host

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DeAndre Coke

DeAndre Coke is a financial advisor and avid traveler with a passion for helping others explore the world affordably and luxuriously. Ranked by Forbes as one of Virginia’s top financial security professionals for two consecutive years, DeAndre brings his strategic mindset to his travel pursuits. Together with his fiancée, Taryn, he navigates the world of points and miles, uncovering the secrets of award travel to share with his audience.